Retirement Planning

Yup, retirement. You don’t want to wait till you are 50, 55 or 60 before you start pondering about your retirement. By then, it may be too late.  Worst of it all, you don’t have to wait until you are mentally or physically incapable of working before you start thinking about how to finance...... Read more

Home ownership

I consider home ownership a smart, slow and boring way of wealth creation. I love it and will do it all over again in this life and another. Well first of all, one has to ensure that they purchase a home within their means and that they intend on living in it for at least... Read more

Optimization of Debt

We need to learn how to make debt work for us. The word debt has a negative connotation; and especially so when we make reference to the frivolous debts obtain from shoe shopping, late nights out,  irrelevant expensive vacations, etc.  Yes, those kind of debts are not good. Hmmm nope...... Read more