We need to learn how to make debt work for us. The word debt has a negative connotation; and especially so when we make reference to the frivolous debts obtain from shoe shopping, late nights out,  irrelevant expensive vacations, etc.  Yes, those kind of debts are not good. Hmmm nope, they are not good.  When I refer to debt optimization, I mean using the banks money to invest and increase your net worth.  There are several benefits to using debts inorder to improve one’s life. Some of them are:

  • The purchasing of assets
  • The financing of a start up with a lot of potential and good planning
  • The expansion of an existing business
  • To simple invest

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